Why Do I Need Cancer Insurance?
Statistics show in the United States, 1 in 2 men and 1 in 3 women will develop some form of cancer in their lifetime. In the United States, cancer causes 1 of every 4 deaths. A Cancer Supplemental Policy will add protection for you and your family to help cover expenses incurred.Can you cover the added expenses if you were diagnosed with cancer?
The direct costs of cancer
- Hospital Charges
- Surgeon Fees
- Physician Fees
- Medication and Drug Costs
- Radiological Fees
- Nursing Costs
Out of pocket expenses
- Loss of Wages
- Deductibles or Coinsurance
- Travel Expenses
- Lodging and Meals
- Child Care
A voluntary cancer plan can protect you from unbearable expenses.
What To Look For In A Cancer Insurance Plan:
- Cancer Screening Wellness Benefit- pays a benefit for specified screenings
- Hospital Confinement - will pay benefit for confinement in hospital
- Ambulance - will pay for transportation to or from a hospital when you are confined as an inpatient for the treatment of cancer.
- Nursing Services - will pay for full-time nursing services required and authorized by your doctor while you are confined to the hospital.
- Radiation/Chemotherapy - will pay this benefit for each day you recieve radioactive or FDA approved chemical treatments.
- Blood/Plasma/Platelets - will pay for the transfusion, administration, cross-matching, typing and processing of blood/plasma/platelets.
- Experimental Treatment - will pay benefit for each day you recieve hospital, medical, and surgical care related to an experimental cancer treatment program.
- Companion Transportation - will pay benefit for a companion to travel with you in the event you must travel.
- Lodging - will pay benefit if you or an adult companion require lodging while you are being treated for cancer.