Why Do I Need Accident Insurance?
Unintentional injury deaths were up 2% in 2002 from the previous year. A fatal injury occurs every 5 minutes. A disabling injury occurs every 1.5 seconds. Costs related to fatal and non-fatal injuries cost Americans an estimated $586.3 billion in 2002. Accident insurance is designed to protect families from cost associated with accidental injuries.Value To Employers:
Complements basic employee health by paying benefits directly to an employee who incures medical costs as a result of an accident. We let your employees customize their benefits package to their needs, leading to employee satisfaction with their benefits package.
Value To Employees:
Accident Insurance provides employees with comprehensive coverage for accidents. Employees may choose to cover the entire family as well. Plus, this coverage pays in addition to benefits provided by another insurance policy.
Key Features To Look For:
- Accidental Injuries Benefits - Coverage for specific injuries and losses you may suffer in a covered accident including burns, dislocations, and fractures
- Hospital Care Benefits - Pays benefits associated with a covered accident and hospital confinement, intensive care and emergency room expenses.
- Accidental Death Benefits